See exactly which documents you need for your mortgage application.
Estimate only. Not a bank approval.
Estimate only — not a bank approval. Actual terms depend on lender underwriting, credit assessment, and property valuation. Use our tools for guidance, then apply for a formal offer.
Last updated: March 2026 · Planning assumption: 4.1% all-in rate
You need 8 required documents and 1 optional document
Salary Certificate
Original, not more than 30 days old, signed and stamped
Salary Slips
Last 6 months, if any variation in salary amount credited
Bank Statements
6 months original, personal accounts (savings and current)
Credit Card Statements
Last month copies
Passport & Visa
Copy with valid visa page, previous employment proof if less than 1 year service (self-attested)
Emirates ID
Copy (self-attested)
Additional Income
Documentation of any additional income with rental contract and bank statement entries
Credit Bureau Consent
Signed consent form
Application Form
Completed application form
This checklist is for guidance. Your bank may request additional documents based on your specific situation.