Commercial routes (examples)
- Office and retail shop unit finance (commercial parameters with structured case file).
- Partnership-based structures (e.g., Musharakah) for eligible ready buildings, where supported by financial institutions.
What makes commercial different
- Entity documentation: trade licence, ownership structure, authorised signatories, board resolutions.
- Cashflow evidence: leases, registered tenancy contracts, bank statements showing rental deposits, operating expenses.
- Asset evidence: title deed, unit lists, property photos, management agreements, maintenance contracts (where relevant).
- Higher standard of consistency: commercial packs must tell a clear story that holds up to scrutiny.
How the journey works
- Choose the commercial route so terms and requirements stay accurate.
- Upload entity, cashflow, and property documentation into structured slots.
- Confirm exceptions only - mismatches and gaps are flagged early.
- Generate an application-ready evidence pack and a structured commercial summary.
- Track milestones and rework with tasks, due dates, and version history.
Required documents (example checklist - route-specific)
Exact requirements vary by lender, product, and structure. Titledeep presents a route-specific checklist; below is an example for a ready-building cashflow-driven submission.
- Personal documents: passport, Emirates ID (where applicable), authorised signatory proof.
- Bureau and exposure (where applicable): obtained by authorised institutions; Titledeep captures consent and references.
- Entity documents: trade licence, memorandum/articles, ownership/shareholder documentation, board resolution, authorised signatory list.
- Property documents: title deed, property search certificate, unit statement, registered lease contracts, exterior photos, management agreement.
- Banking conduct: last 12 months statements evidencing rental deposits and operating flows.
Important disclosure
Titledeep helps organise and manage the operational workflow and evidence pack. Financial institutions determine eligibility, pricing, approvals, and final terms. Where advice or intermediation is provided, it must be provided by appropriately licensed professionals.