Government registration charges and certain bank-regulated fees can materially affect cash required and timing. This page is a planning resource: fees vary by emirate, transaction type, and service channel. Always confirm final fees on the relevant authority portal and in the bank's key facts statement or fee schedule.
DLD publishes mortgage registration fees through its e-services listings. As at the latest published schedule, the mortgage registration fee includes 0.25% of mortgage value plus specific administrative fees (title deed issuance, knowledge and innovation fees) and service partner fees depending on the channel and whether the property is ordinary title deed or provisional (Oqood).
For amendments, DLD publishes different fees depending on whether the amendment relates to amount or term, plus knowledge/innovation fees and service partner fees depending on channel and amendment type.
Ownership transfer fees depend on transaction type and channel. DLD publishes fixed administrative items for title deed and map issuance via certain services. Transfer fees are commonly percentage-based on sale value and are often executed through authorised trustee centres; always confirm your specific transaction in the relevant DLD service listing and trustee schedule.
Administrative items that appear in multiple DLD processes include: AED 250 title deed issuance, map issuance fees (e.g., AED 100 / AED 225 / AED 250 depending on map type), and AED 10 knowledge + AED 10 innovation per drawing.
Some DLD services reference a split of registration fees (e.g., seller 2% and purchaser 2% for certain registration-fee transfer scenarios).
DARI publishes mortgage registration fees for property and unit mortgage contract registration. As published, the fee basis is 0.09% of mortgage contract value, with an electronic administrative services allowance fee (AED 450 excluding VAT).
AjmanRe publishes mortgage registration fees through its service listing.
Fee schedules and eligibility vary by emirate, property type, and ownership regime (freehold/leasehold/usufruct). Titledeep recommends confirming fee schedules directly on the relevant land/registration authority portal or via official service channels. This page focuses on verified authority listings where available and avoids presenting unverified numbers as definitive.
Some fees are capped or structured under UAE banking regulations and are typically presented in banks' Key Facts Statements and published fee schedules (for example, early settlement and partial settlement charges). Always confirm the applicable cap, VAT treatment, and your bank's schedule at the time of settlement.
Use the interactive fee calculator to estimate fees for your specific scenario.
If you want a fee estimate for a specific emirate and route, write to us with: emirate, property type, purchase price, loan amount (if known), and your transaction timeline at connect@titledeep.com.